How it works
From upload to action—plus optional ongoing monitoring.
Step 1.
Upload your bill
Drag and drop your PDF, or upload a photo. We accept bills, EOBs (Explanation of Benefits), and itemized statements. Prefer email? Send your bill to bills@medicalbills.com
No signup required. No credit card. No email address. Just upload and go.
Feel free to redact your name, address, or SSN. We only need the charges and procedure codes to help you.
Step 2.
We analyze everything
We analyize your bill line by line — just like a human billing advocate would, but in 30 seconds instead of 3 hours, checking for 6 types of common billing errors:
Duplicate charges — billed twice for same service
Upcoding — charged for more expensive procedure
Unbundling — bundled services billed separately
Balance billing — charging above agreed rates
Quantity errors — wrong units or days
Price gouging — charges far above Medicare
Step 3.
Get your action plan
We don't just show you problems — we tell you exactly what to do about them. For each error, you get:
Plain English explanation of what's wrong
Evidence quoted directly from your bill
Dollar amount you could save
Word-for-word script to dispute the charge
Fair price target based on Medicare rates
Everything you need to fight back — in one clear report.
Step 4.
Set up automatic monitoring
Connect your insurance and we’ll keep watching for errors—before you pay—so you don’t have to stay on alert. You can see what we’re doing, and you can stop/override at any time.
We’ll notify you if we see anything out of the ordinary, or an opportunity for you to save money. We’ll stay diligent so you don’t have to.
What makes us different
From upload to action—plus optional ongoing monitoring.
Real benchmarks
We use Medicare rates — not vague "fair price" estimates. You get actual data you can use in negotiations.
Proven strategies
Our scripts are based on Marshall Allen's "Never Pay Pathway" — strategies used by real people to win real disputes.
30-second analysis
We use Medicare rates — not vague "fair price" estimates. You get actual data you can use in negotiations.
Plain English
No medical jargon. No confusing codes. Just clear explanations of what's wrong and what to do.